6 Programs · 43 States
Every program below is asset-based, business-purpose, and built around how investors actually operate. Pick the one that matches your deal — or call us and we will tell you which structure fits.
No credit pull to quote · No upfront fees · Approval in 24–48 hours
Purchase and rehab financing for investors buying distressed residential property. We lend on the deal — purchase price, scope of work, and after-repair value — not on your W-2.
Long-term financing for rental property, underwritten on the property's cash flow. No W-2s, no tax returns, no personal debt-to-income test, and no cap on how many properties you own.
Short-term financing that closes on your timeline, not a bank's. Use it to take down a property now and put permanent financing in place once the situation is stable.
Ground-up residential construction financing to 85% of cost, structured around a real draw schedule — because a build stops the day a draw is late.
Flexible short-term financing for small multi-family, underwritten on the asset and its income — including properties that are vacant, mid-lease-up, or being repositioned.
Pull equity out of a property you already own without selling it — underwritten on rental income, closed on a 30-year fixed, with no personal income documentation.
Fix & Flip from 7.73%* · Bridge from 8.25% · DSCR from 5.75%. Total points: 2–4% of loan amount. No prepayment penalties on most short-term programs. No upfront fees of any kind. *Rates vary by LTV, credit, and deal profile.
Common Questions
Send us the deal. We will tell you which structure works and what the terms look like — in 24–48 hours.