Who are you? *
Select…
Borrower (I'm buying / refinancing)
Broker (submitting on behalf of a client)
Wholesaler
Connector / Referral Partner
Other
Loan Program *
Select a program…
Fix & Flip / Fix2Rent
DSCR Rental Loan
Bridge / Stabilized Bridge Loan
Ground Up Construction
Multi-Family (5+ Units)
Cash-Out Refinance
Portfolio Loan
Not Sure Yet
Target Close Date *
Close date is subject to third-party timelines.
Purchase or Refinance? *
Select…
Purchase — Currently under contract
Purchase — Not under contract yet
Refinance — I already own the property
Loan Purpose *
Select…
Delayed Purchase
Cash-Out Refinance
Rate & Term Refinance
Mid-Construction Refinance
Are there any liens on the property? *
Select…
Yes — 1 lien
Yes — More than 1 lien
No — Owned free and clear
Exit Strategy *
Select…
Sell / Flip the property
Refinance into DSCR / long-term rental loan
Refinance into conventional loan
Hold as rental (current financing)
Other
Rental Strategy *
Select…
Long-term Rental (LTR)
Short-term Rental (STR)
Mid-term Rental (MTR)
Sober Living
Co-living
Section 8
Is the property in a rural area? *
Select…
No
Yes
Not sure
Will someone else be on the loan with you? *
Select…
Yes
No
Additional Notes or Questions (optional)
By submitting this application, I agree to receive calls, texts, and emails from Southern Ground Capital regarding this inquiry. My information will remain private and will not be sold or shared. *
No credit pull · No upfront fees · All information is kept strictly confidential