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Escrow Funding

Close the Deal.
Use Our Money.

We wire the earnest money into escrow, or fund the A→B leg of your double close — so you lock up contracts and close deals without tying up a dollar of your own capital. No credit check. Underwritten on the transaction, not on you.

Submit a Funding Request See How It Works

Wholesale pricing — mark it up and keep the spread · Fee quoted instantly on the form

The Basics

What Is Escrow Funding?

Escrow funding is short-term capital that lives inside a single transaction. It isn't a loan against a property you're holding — it's money that goes into escrow, does its job, and comes back out at closing. Two situations call for it.

01

You need earnest money you don't want to tie up

You've found a deal and need to put earnest money down to lock the contract. Instead of parking your own cash in escrow for 30 or 60 days — where it does nothing for you — we wire the deposit. Your capital stays free to chase the next deal.

02

You need to own the property for about ten minutes

You're wholesaling a deal where you'd rather not assign the contract, so you take title and immediately resell. You need the purchase money for the first closing — but only until the second one funds, usually the same day. That's transactional funding.

Two Programs

EMD & Double Close

01 Most Requested

EMD Funding

We wire your earnest money deposit straight into escrow so you can lock up a contract without your own cash sitting idle. Available on 30-day and 60-day contracts.

Quoted To$100K
Terms30 / 60 day
Fee From$1,500
Deposit5%

What we need to fund it

  • The EMD must be soft — still refundable
  • You must still be inside due diligence
  • Signed purchase contract (A–B)
  • Signed seller addendum in mutual release states
Request EMD Funding
02

Double Close

Same-day transactional funding for the A→B leg of a double closing. You take title and resell immediately — we're repaid out of the B→C proceeds.

Quoted To$1.5M
Standard24 hours
Fee From1.25%
DepositNone

What we need to fund it

  • Both purchase contracts — A–B and B–C
  • Title company or closing attorney details
  • A confirmed close-of-escrow date
  • Extra days available at 0.5% per day
Request Double Close Funding

How a double close actually moves

A Original Seller Sells at your contracted price
B You Take title for minutes, not months
C End Buyer Buys at your resale price

Your profit is the spread between the two closings. Because our money is only in the deal for hours, transactional funding is priced as a small percentage of the wire rather than as interest.

Simple Process

From Submission
to Wire

01

Submit the Deal

Pick EMD or Double Close and the form asks only what that transaction needs. Your fee is calculated on screen as you type — before you submit anything.

  • Takes about five minutes
  • No credit pull
  • Fee quoted instantly
02

We Review the Transaction

Our funding desk reads your contracts and confirms the closing timeline with your title company or closing attorney. We're underwriting the deal, not your personal financials.

  • Reviewed in a few business hours
  • We contact title directly
  • You get terms in writing
03

Lock It In

For EMD funding, your 5% deposit locks the funding and is credited toward your total fee. Double closes have no upfront deposit — the fee is earned at closing.

  • Zelle or wire, whichever is faster
  • Deposit credited to your fee
  • Balance reflected in your paperwork
04

We Wire, You Close

Funds go straight to escrow on your funding date. We coordinate directly with title so nothing sits waiting on you, and we're repaid at closing.

  • Wired to escrow, never to you
  • Repaid out of closing proceeds
  • Do it again on the next deal

What It Costs

Straightforward Pricing

Our pricing is wholesale to you. If you're placing someone else's deal, add your own fee on top and keep the spread — the request form does that math for you and shows the combined total your borrower will see.

EMD Funding

Base fees for a 30-day EMD. Longer terms price above this schedule.

$0 – $5,000$1,500
$5,001 – $15,000$2,500
$15,001 – $25,000$5,000
$25,001 – $50,000$12,000
$50,001 – $75,000$19,000
$75,001 – $100,000$30,000

Deposit: 5% of the loan amount, $250 minimum. Non-refundable, and credited toward your total fee when the deal closes.

Requests above $100,000 are reviewed and priced individually.

Double Close

Percentage of the wire, covering a standard 24-hour turn.

Up to $500,0001.25%
$500,001 – $1,000,0001.5%
$1,000,001 – $1,500,0001.75%
Each additional day+0.5%

Minimum fee: $1,000. No upfront deposit — the fee is earned at closing.

Funding above $1.5M is reviewed case by case and must close with our attorney. Deals with two separate title companies may reprice.

This program is escrow funding only

We don't use this desk for gap funding, construction draws, or private money loans. If you need a fix & flip, DSCR, bridge, ground-up construction, or long-term loan, that's a different product with different pricing — start with our standard loan application instead.

Questions

Frequently Asked

What is EMD funding?

We wire the earnest money deposit into escrow on your behalf so you can lock up a contract without tying up your own cash. Your capital stays available for other deals, and the deposit comes back to us at closing.

What is a double close, and how does transactional funding work?

A double close is two back-to-back sales on the same day involving three parties: the original seller, you as the investor, and your end buyer. You buy from the seller (the A→B leg) and immediately resell to your end buyer (the B→C leg).

We fund the A→B leg so you never need your own capital in the deal, and we're repaid out of the B→C proceeds the same day. Your profit is the spread between the two closings.

Do you check credit?

No. Escrow funding is underwritten on the transaction — the contracts, the timeline, and how we get repaid — not on your personal credit. There's no credit pull to get a quote.

What kinds of EMD can you fund?

Soft earnest money deposits that are still inside the due diligence period. We generally can't fund hard EMDs or contracts where due diligence has already expired, because at that point the deposit is no longer refundable if the deal falls apart. If you're unsure where your contract stands, submit it anyway and we'll tell you.

Is there an upfront fee?

EMD funding requires a 5% deposit of the loan amount, with a $250 minimum. It's non-refundable, and it's credited toward your total fee when the deal closes — it isn't an extra charge on top. Double close transactional funding has no upfront deposit.

How much can you fund?

EMD requests are quoted automatically up to $100,000, and larger requests are reviewed case by case. Double close funding is quoted up to $1.5 million; above that we review individually and the deal must close with our attorney.

What happens if the deal doesn't close?

On EMD funding, the upfront deposit is non-refundable and is the only amount retained — there's nothing further owed. On double close funding, the fee is earned at closing, so if the transaction never happens there's nothing to charge.

Can I charge my client more than your fee?

Yes — that's the point. Our pricing is wholesale to you. If you're bringing someone else's deal, choose Connector on the request form, enter your fee, and the form shows you and us the combined total your borrower pays. You keep the spread.

How fast can you fund?

Requests are reviewed within a few business hours. Once terms are agreed and your deposit is in (EMD only), we wire on your funding date and coordinate directly with your title company. Tell us your deadline on the form — if it's tight, say so.

Got a Deal on the Clock?
Let's Fund It.

No credit pull · Fee quoted on the form · Reviewed in hours, not days

Submit a Funding Request Call (678) 842-8084